What if I have exhausted the Additional Living Expense (ALE) provided by my insurance company?

If you have received the maximum settlement from your insurance for Additional Living Expenses (Loss of Use) and still need help with your disaster-related temporary housing need, write a letter to FEMA, indicating why you continue to have a temporary housing need.  You will also need to provide documentation to prove exhaustion of the housing portion of your ALE from insurance, and a permanent housing plan.