What happens after I apply for help with FEMA?

Within about ten days of your applicatin to FEMA, if you are uninsured or lack the appropriate insurance coverage, a qualified inspector will contact you to set up a time to see the damage to your property that was caused by the disaster.  Your losses will be recorded and submitted to IHP (Individual and Household Programs).  Within about ten more days, you should have a decision from IHP about whether you qualify for help from IHP.

If you have been referred for a disaster loan from the U.S. Small Business Administration (SBA), SBA also will contact you and schedule an appointment to review your disaster-related losses.