FEMA/SBA

1	How can I contact FEMA? Please contact FEMA at 1-800-621-FEMA (3362) (hearing/speak impaired ONLY – call 1-800-462-7585 ) or visit your local Disaster Recovery Center (DRC). To find the nearest DRC, y ou can: go online to the FEMA website and type in your location personal property…
2	If it has been more than 12 days since the FEMA inspector’s visit and there has been no word from FEMA, what should I do? Call the FEMA Disaster Helpline at 1-800-621-FEMA (3362) (hearing/speech impaired only: 1-800-462-7585 ) visit our website at www.fema.gov to check on the status of your application. If there is a Disaster Recovery Center (DRC) in your area, you also may…
3	What happens after I apply for help with FEMA? Within about ten days of your applicatin to FEMA, if you are uninsured or lack the appropriate insurance coverage, a qualified inspector will contact you to set up a time to see the damage to your property that was caused by the disaster. Your losses will…
4	What is an SBA (Small Business Administration) Loan? Quick facts about Small Business Administration (SBA) Loans: May borrow up to $40,000 to repair or replace clothing, furniture, cars, or appliances damaged or destroyed in disaster May apply for up to $200,000 to repair or replace their primary residence…
5	How can I get help filling out the application for an SBA disaster loan? Small Business Administration (SBA) has loan officers in SBA local disaster offices to provide face-to-face service to disaster victims. You may visit SBA at any of these locations, and without an appointment. An SBA representative will be gald to answer…
6	How long will it take to get FEMA/State disaster help? If you are eligible for help, you should receive a U.S. Treasury/State check or notification of a deposit to your bank account within about 10 days of the inspector's visit. Other types of assistance may be provided later, based on the specific eligibility…
7	I think I can pay for the repairs on my own, should I apply for a disaster loan? You may discover that the total costs to complete repairs on your own are more than you planned. With an approved SBA loan, you will know that the funds to make full repairs are available. While no one wants additional debt, a low interest loan with affordable…
8	If I do not agree with the results of the inspection or with the amount of money I received from FEMA, what should I do? You can appeal the decision. Appeal procedures are outlined The Applicant's Guide to the Individuals and Households Prlgram (page 9), or you can call the FEMA Disaster Helpline at 1-800-621-FEMA (3362) (hearing/speech impaired only: 1-800-462-7585 ) for information…
9	If I have already received a check from FEMA, but it was not enough to pay for all the work needed to fix the disaster damages, can I get more help? Yes. SBA disaster loans are available to cover the amount of repair costs that have not already been fully compensated. Application should be made to SBA for any additional amount needed to complete recovery.
10	If I have questions about my application or need to change some of the information I provided, what should I do? Call the FEMA Disaster Helpline at 1-800-621-FEMA (3362) (hearing/speech impaired only: 1-800-462-7585) or visit FEMA's website at www.FEMA.gov.

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