Financial Guidance

The Veteran's Administration (VA) can expedite delivery of information about benefits, pensions, insurance settlements, and VA mortgage loans. Contact them at 1-800-827-1000.

Help is available from the Social Security Administration (SSA) in expediting delivery of checks delayed by the disaster and for assistance in applying for Social Security disability and survivor benefits. Call the SSA at 1-800-772-1213 (hearing/speak impaired…

Hope Coalition America offers free financial counseling and provides helpful documents such as the "Emergency Financial First Aid Kit" and the "Personal Disaster Preparedness Guid." These documents are available and can be downloaded for free from their website…

The federal tax laws allow the Internal Revenue Service (IRS) to grant relief to taxpayers who are victims of a presidentially declared disaster. This relief includes postponing tax deadlines to provide you with extra time to file and pay before you will…

If you do not use the money as explained by FEMA, you may not be eligible for any additional help and may have to give the money back. The money: · is usually limited up to 18 months from the date the President declares the disaster. · does not have to…

Banks that are members of the Federal Deposit Insurance Corporation (FDIC), Federal Reserve System (FRS), or the Federal Home Loan Bank Board (FHLBB) may permit early withdrawal of time deposits, without penalty. Contact your financial institution to see…

Disaster loans through the through the Small Business Administration (SBA) are available to homeowners and renters for restoring or replacing disaster damaged real and personal property. The maximum real estate portion of the loan is $200,000 and for personal…

Disaster loans through the Small Business Administration (SBA) are available to businesses to repair or place destroyed or damaged business facilities, inventory, machinery, or equipment. The maximum loan amount is $1,500,000. If you have been referred to…